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Current PFRS Interest Rate: 3.720% (3.850% APR)

Not all borrowers will qualify, terms and conditions apply. Available only to currently employed members of Police and Firemen Retirement System with at least one year of creditable service. All program eligibility requirements apply. This rate is available for a limited time. APR is based upon a $300,000 Loan Amount APR and a loan to value of 80%.

How important is your credit score when applying for a mortgage? ⁠

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Well, If you were about to lend someone a large amount of cash, then you would want to know if they could pay it back, right? ⁠That’s why lenders look at credit ratings to help decide if they should lend you money. If you can prove that you have a good credit score, you will stand a better chance of getting a better deal.